Our transparent pricing
conditions may apply based on your transaction or risk profile
| Group 1 | Group 2 | Group 3 | |
|---|---|---|---|
| Onboarding fee | FREE | FREE | N/A |
| Monthly account maintenance fee | £5 | £5 | N/A |
| Group 1 | Group 2 | Group 3 | |
|---|---|---|---|
| Onboarding Fee 1 | £180/€200 | £420/€500 | £850/€1000 |
| Monthly account maintenance fee | £20/€25 | £40/€50 | £85/€100 |
1. Onboarding fee includes the assessment and opening of a Corporate Account, and the issuance of one EUR Virtual Business Card for eligible clients (UK, EEA). Featuring 200-500 EUR non-refundable client assessment fee;
Group 1 – UK, EEA, Swiss entity with UBO(s), authorised representative(s), trading partners from UK, EEA, Switzerland.
Group 2 – UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.
Group 3 – Entity incorporated outside of the UK, EEA, Switzerland and/or UK, EEA, Swiss entity with complicated ownership structure.
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
Fees are displayed in multiple currencies, however, GBP is the primary billing currency. In the event of foreign exchange (FX) rate fluctuations, any fees shown in USD or EUR are indicative only and may be subject to recalculation based on the prevailing GBP exchange rate.
Additional fees charged by correspondent banks may be applied (for both incoming and outgoing payments).
The ultimate and final decision on the assigned category lies with Emerald24.
The criteria indicated above to determine the category apply in the majority of the cases, but not always.
Special fees may be applied to clients falling under certain criteria.
When transacting a payment from Emerald24 (account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value.
Electronic money is exchanged for fiat money with an exchange rate of 1:1.
The fees outlined in the table represent charges for redemption of electronic money.
| Group 1 | Group 2 | Group 3 | |
|---|---|---|---|
| Incoming payments | FREE | FREE | FREE |
| Group 1 | Group 2 | Group 3 | |
|---|---|---|---|
| Internal payments (within Emerald24) | FREE | FREE | FREE |
| Faster Payments, BACS (£) | £1 | £1 | £20 |
| SEPA up to 1’000 (€) | €1 | €5 | €20 |
| SEPA from 1’001 to 15’000 (€) | €2.5 | €10 | €30 |
| SEPA from 15’001 to 50’000 (€) | €5 | €15 | €40 |
| SEPA from 50’001 to 100’000 (€) | €10 | €20 | €60 |
| SEPA more than 100’000 (€) | €20 | €35 | €80 |
| Group 1 | Group 2 | Group 3 | |
|---|---|---|---|
| Up to 15’000 (£/€/$) | £35/€40/$50 | £35/€40/$50 | £40/€50/$60 |
| From 15’001 to 100’000 (£/€/$) | £50/€60/$70 | £50/€60/$70 | £70/€80/$90 |
| More than 100’000 (£/€/$) | £85/€100/$115 | £85/€100/$115 | £100/€120/$135 |
Outgoing Payments in other currencies (e.g., USD, CNY, CHF, AED) are possible with Emerald24’s approval on a case by case basis;
Group 1 – UK, EEA, Swiss entity with UBO(s), authorised representative(s), trading partners from UK, EEA, Switzerland.
Group 2 – UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.
Group 3 – Entity incorporated outside of the UK, EEA, Switzerland and/or UK, EEA, Swiss entity with complicated ownership structure.
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
Fees are displayed in multiple currencies, however, GBP is the primary billing currency. In the event of foreign exchange (FX) rate fluctuations, any fees shown in USD or EUR are indicative only and may be subject to recalculation based on the prevailing GBP exchange rate.
Additional fees charged by correspondent banks may be applied (for both incoming and outgoing payments).
The ultimate and final decision on the assigned category lies with Emerald24.
The criteria indicated above to determine the category apply in the majority of the cases, but not always.
Special fees may be applied to clients falling under certain criteria.
When transacting a payment from Emerald24 (account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value.
Electronic money is exchanged for fiat money with an exchange rate of 1:1.
The fees outlined in the table represent charges for redemption of electronic money.
| Group 1 | Group 2 | Group 3 | |
|---|---|---|---|
| Account closure fee | £85/€100 | £180/€200 | £180/€200 |
| Priority onboarding fee (in addition to the standard onboarding fee) | £420/€500 | £420/€500 | £420/€500 |
| Dormant account maintenance fee (monthly) 1 | £40/€50 | £85/€100 | £180/€200 |
| Changes in company's ownership structure | £180/€200 | £420/€500 | £850/€1000 |
| Changes in company's authorised representative | £40/€50 | £85/€100 | £85/€100 |
| Standard reference letter (plus VAT 20%, where applicable) | £40/€50 | £40/€50 | £40/€50 |
| Customised reference letter (plus VAT 20%, where applicable) | £85/€100 | £85/€100 | £85/€100 |
| Account statement (signed paper copy, per page) (plus VAT 20%, where applicable) | £4/€5 | £4/€5 | £4/€5 |
| Providing comprehensive information about the client to the audit company (plus VAT 20%, where applicable) | £130/€150 | £130/€150 | £130/€150 |
| Cancellation, amendments to a payment order (plus incurred expenses) | £60/€70 | £60/€70 | £60/€70 |
| Investigation of an executed payment (plus incurred expenses) | £60/€70 | £60/€70 | £60/€70 |
| Investigation of an expected incoming payment | £18/€20 | £18/€20 | £18/€20 |
| Confirmation document for an outgoing payment | Request fee | Request fee | Request fee |
| Dispatching documents by courier mail (plus VAT 20%, where applicable & delivery fee) | £9/€10 | £9/€10 | £9/€10 |
| Additional fee for assessment of transaction 2 | Individual | Individual | Individual |
| Currency exchange fee (for pairs not involving GBP, USD, EUR) | 1% | 1% | 1% |
| Assessment and prolongation of Power of Attorney | £40/€50 | £40/€50 | £40/€50 |
| Failure to inform about changes in company's representative(s), ownership structure, UBO(s) in due time 3 | £420/€500 | £420/€500 | £420/€500 |
| Failure to provide requested documents/information in due time | £420/€500 | £420/€500 | £420/€500 |
| Fee for holding client funds following the termination of a business relationship with Emerald24 (monthly) | £420/€500 | £420/€500 | £420/€500 |
1. If no credit or debit transactions have occurred in the past six months.
2. In cases of requests from correspondent banks, beneficiary banks, intermediary banks and other institutions involved in the execution of the payment.
3. One month from registration of relevant changes in corporate documents/ companies register.
Group 1 – UK, EEA, Swiss entity with UBO(s), authorised representative(s), trading partners from UK, EEA, Switzerland.
Group 2 – UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.
Group 3 – Entity incorporated outside of the UK, EEA, Switzerland and/or UK, EEA, Swiss entity with complicated ownership structure.
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
Fees are displayed in multiple currencies, however, GBP is the primary billing currency. In the event of foreign exchange (FX) rate fluctuations, any fees shown in USD or EUR are indicative only and may be subject to recalculation based on the prevailing GBP exchange rate.
Additional fees charged by correspondent banks may be applied (for both incoming and outgoing payments).
The ultimate and final decision on the assigned category lies with Emerald24.
The criteria indicated above to determine the category apply in the majority of the cases, but not always.
Special fees may be applied to clients falling under certain criteria.
When transacting a payment from Emerald24 (account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value.
Electronic money is exchanged for fiat money with an exchange rate of 1:1.
The fees outlined in the table represent charges for redemption of electronic money.
| Physical | Virtual | |
|---|---|---|
| Card issuance fee | €20 | €10 1 |
| Card maintenance fee (monthly) | €10 | €10 2 |
| Card renewal/replacement fee | €20 | €10 |
| Card Delivery fee | FREE (within UK/EU) | N/A |
| Purchase fee | FREE | FREE |
| ATM Cash Withdrawal fee (SEPA) | 2.0%, min €2.5 | N/A |
| ATM Cash Withdrawal fee (non-SEPA) | 2.5%, min €2.5 | N/A |
| FX markup | 3.00% | 3.00% |
| ATM balance request | €0.75 | N/A |
| External card load | 3.00% | 3.00% |
| Monthly spending limit | 10 000 EUR | 10 000 EUR |
| Monthly ATM Cash Withdrawal limit | 5 000 EUR | N/A |
| Daily ATM Cash Withdrawal limit | 5 000 EUR | N/A |
| Single ATM Cash Withdrawal limit | 1 000 EUR | N/A |
1. One Virtual Business Card is issued free of charge for eligible Business Customers (UK, EEA) as part of the Business Account opening package.
2. For Virtual Business Cards issued as part of the Business account opening package, the maintenance fee is waived for the first 12 months. Fees apply starting from the 13th month.
| Card issuance fee | €50 |
| Card maintenance fee (monthly) | €20 |
| Card renewal/replacement fee | €30 |
| Card Delivery fee | FREE (within UK/EU) |
| Purchase fee | FREE |
| ATM Cash Withdrawal fee (SEPA) | 2.0%, min €2.5 |
| ATM Cash Withdrawal fee (non-SEPA) | 2.5%, min €2.5 |
| FX markup | 3.00% |
| ATM balance request | €0.75 |
| External card load | 3.00% |
| Monthly spending limit | 10 000 EUR |
| Monthly ATM Cash Withdrawal limit | 5 000 EUR |
| Daily ATM Cash Withdrawal limit | 5 000 EUR |
| Single ATM Cash Withdrawal limit | 1 000 EUR |
Emerald24 offers EUR-denominated cards exclusively.
| Group 1 | Group 2 | |
|---|---|---|
| Onboarding fee | FREE | N/A |
| Monthly account maintenance fee | FREE | N/A |
| Group 1 | Group 2 | |
|---|---|---|
| Onboarding fee | £9/€10 | £85/€100 |
| Monthly account maintenance fee | £4/€5 | £20/€25 |
1. Group 1 Individuals – residents of the UK, EEA, Switzerland
2. Group 2 Individuals – residing outside of the UK, EEA, Switzerland
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
Fees are displayed in multiple currencies, however, GBP is the primary billing currency. In the event of foreign exchange (FX) rate fluctuations, any fees shown in USD or EUR are indicative only and may be subject to recalculation based on the prevailing GBP exchange rate.
Additional fees charged by correspondent banks may be applied (for both incoming and outgoing payments).
The ultimate and final decision on the assigned category lies with Emerald24.
The criteria indicated above to determine the category apply in the majority of the cases, but not always.
Special fees may be applied to clients falling under certain criteria.
When transacting a payment from Emerald24 (account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value.
Electronic money is exchanged for fiat money with an exchange rate of 1:1.
The fees outlined in the table represent charges for redemption of electronic money.
| Group 1 | Group 2 | |
|---|---|---|
| Incoming payments | FREE | FREE |
| Group 1 | Group 2 | |
|---|---|---|
| Internal payments (within Emerald24) | FREE | FREE |
| Faster payments, BACS (£) | £1 | £1 1 |
| SEPA up to 1'000 (€) | €1 | €2.5 |
| SEPA from 1'001 to 15'000 (€) | €2.5 | €5 |
| SEPA from 15'001 to 50'000 (€) | €5 | €15 |
| SEPA from 50'001 to 100'000 (€) | €10 | €20 |
| SEPA more than 100'000 (€) | €20 | €30 |
1. If client is eligible for FPS/BACS payments;
1. Group 1 Individuals – residents of the UK, EEA, Switzerland
2. Group 2 Individuals – residing outside of the UK, EEA, Switzerland
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
Fees are displayed in multiple currencies, however, GBP is the primary billing currency. In the event of foreign exchange (FX) rate fluctuations, any fees shown in USD or EUR are indicative only and may be subject to recalculation based on the prevailing GBP exchange rate.
Additional fees charged by correspondent banks may be applied (for both incoming and outgoing payments).
The ultimate and final decision on the assigned category lies with Emerald24.
The criteria indicated above to determine the category apply in the majority of the cases, but not always.
Special fees may be applied to clients falling under certain criteria.
When transacting a payment from Emerald24 (account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value.
Electronic money is exchanged for fiat money with an exchange rate of 1:1.
The fees outlined in the table represent charges for redemption of electronic money.
| Card issuance fee | €10 |
| Card maintenance fee (monthly) | €5 |
| Card renewal/replacement fee | €10 |
| Card Delivery fee | FREE (within UK/EU) |
| Purchase fee | FREE |
| ATM Cash Withdrawal fee (SEPA) | 2.0%, min €2.5 |
| ATM Cash Withdrawal fee (non-SEPA) | 2.5%, min €2.5 |
| FX markup | 3.00% |
| ATM balance request | €0.75 |
| External card load | 3.00% |
| Monthly spending limit | 10 000 EUR |
| Monthly ATM Cash Withdrawal limit | 5 000 EUR |
| Daily ATM Cash Withdrawal limit | 5 000 EUR |
| Single ATM Cash Withdrawal limit | 1 000 EUR |
| Card issuance fee | FREE |
| Card maintenance fee (monthly) | 5€* |
| Card renewal/replacement fee | FREE |
| Purchase fee | FREE |
| FX markup | 3.00% |
| Monthly spending limit | 10 000 EUR |
*Personal Virtual Card maintenance is free if the Customer has a Physical Card issued in their name.
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
Fees are displayed in multiple currencies, however, GBP is the primary billing currency. In the event of foreign exchange (FX) rate fluctuations, any fees shown in USD or EUR are indicative only and may be subject to recalculation based on the prevailing GBP exchange rate.
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
| Onramp | 3% |
| Offramp | 5% |
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